The OnlyFans requirements for creators are short: you have to be 18 or older, verify your identity with a valid government-issued photo ID and a selfie or face scan, and add a bank account (or another payout method OnlyFans offers in your country) in your own legal name. US creators also give tax details for a Form W-9. You don’t need followers, a registered business or professional equipment to apply.

The sign-up itself is explained step by step in how to make an OnlyFans account. Here we go through each requirement, and what changes if you live in the US, the UK, Canada or Australia.

OnlyFans creator requirements at a glance

Requirement What it means
Age 18 or older, checked against your ID
Identity A valid, government-issued photo ID plus a selfie or face scan
Legal details Full legal name, date of birth, address and country of residence, exactly as on your ID
Payout account A bank account (or other supported payout method) in your own name
Country Living somewhere OnlyFans can pay you
Tax details In the US, a Form W-9 with your SSN or EIN
Devices An email address and a phone with a camera

OnlyFans age requirements

You must be at least 18 to use OnlyFans, as a creator or as a fan. Creators prove it with their ID during verification, and there are no exceptions: no parental consent and no workaround. If the legal age of adulthood where you live is higher than 18, check OnlyFans’ terms before you apply.

The age rule covers your content too: anyone who appears in it has to be 18 or older and verified by OnlyFans as well.

OnlyFans ID requirements

To get verified, your ID has to be:

  • Government-issued, with your photo: a passport, a driver’s license or a national or state ID card, depending on your country.
  • Valid: not expired, and not reported lost or stolen.
  • The original: no photocopies, no photo of a photo and no picture of a screen.
  • Readable: whole, sharp, without glare and in good condition.
  • Yours, with matching details: the name and date of birth you type in must match the document exactly.

Along with the ID photos, you’ll do a selfie or face scan so OnlyFans can check that your face matches. How to take photos that pass, how long the review takes and what to do if it’s rejected are all in how to get verified on OnlyFans.

Bank account and payout requirements

To get paid, you add a payout method once you’re verified, and it has to meet two conditions:

  • It’s in your name. The account holder must be the person who passed verification. Payouts to a partner’s, a relative’s or a friend’s account aren’t allowed, and trying it can freeze your earnings.
  • It’s available in your country. The options depend on the country of residence you entered: usually a bank transfer and, in some countries, an e-wallet like Paxum. PayPal isn’t one of them.

Your OnlyFans balance is in US dollars. Outside the US, expect a currency conversion and possibly a fee from your bank to receive the money. Each step of a payout, and what changes by country, is in our guide to OnlyFans payout times.

Country requirements: where you can be a creator

OnlyFans accepts creators from most countries, the US, the UK, Canada and Australia among them. What counts is your country of residence, not your nationality: it decides which payout methods you’re offered and, together with your tax residency, where you pay tax.

  • Living abroad? You can usually verify with your passport and enter the country where you actually live.
  • Moving to another country? Update your details and your payout method, and check how the move affects your taxes.
  • Don’t use a VPN to pretend you live somewhere else. Your country has to fit your documents and your bank, and mismatches are a common reason for rejection.

Some countries restrict access to OnlyFans, and the payout options change from time to time, so check what’s on offer when you add your banking details.

Tax details OnlyFans asks for

  • US creators complete a Form W-9 with a taxpayer ID: a Social Security number or an Employer Identification Number (EIN), which you can get from the IRS for free. OnlyFans uses it to send you a Form 1099-NEC when you’re paid above the IRS reporting threshold.
  • Creators in the UK, Canada and Australia mostly go through identity and banking checks. Your tax number (a UTR in the UK, a SIN in Canada, a TFN or an ABN in Australia) is what you’ll use with your own tax authority.

Wherever you live, OnlyFans generally doesn’t withhold tax for you, so declaring what you earn is your job. The basics for each country are in our guide to OnlyFans taxes.

OnlyFans requirements by country: US, UK, Canada and Australia

The rules above are the same everywhere. These are the practical differences, as of October 2026:

United States United Kingdom Canada Australia
ID creators commonly use Passport, driver’s license or state ID card Passport or photocard driving licence Passport, driver’s licence or provincial photo ID card Passport, driver licence or state photo card
Payout currency US dollars, no conversion Converted to pounds Converted to Canadian dollars (unless you use a US-dollar account) Converted to Australian dollars
Tax authority IRS, plus your state HMRC CRA (and Revenu Québec in Quebec) ATO
Your tax ID SSN or EIN UTR, once you register for Self Assessment SIN TFN, plus an ABN if you run it as a business

A few notes by country:

  • US: the W-9 is the main extra step. Self-employment income is taxed at the federal level and, in most states, at the state level too.
  • UK: your verification is the same as anywhere else. The age checks required by the Online Safety Act apply to people using OnlyFans from the UK; they’re separate from your creator approval.
  • Canada: many banks offer US-dollar accounts, which let you choose when to convert your payouts.
  • Australia: if you run your page as a business, you can apply for an ABN, and you’ll need one to register for GST.

Content requirements

Being approved doesn’t mean anything goes. OnlyFans’ terms apply to everything you post:

  • Everyone who appears in your content must be 18 or older and verified by OnlyFans.
  • You can only post content you own or have the rights to.
  • Some types of content are banned outright, so read OnlyFans’ Terms of Service and Acceptable Use Policy before you post.
  • Social media has its own rules for promotion, usually stricter than OnlyFans’.

Breaking these rules can get posts removed, payouts held or your account closed.

OnlyFans requirements for beginners: what you don’t need

  • Followers. There’s no minimum audience to open an account. You’ll need promotion to get subscribers, not to get approved.
  • A registered business. You can apply as an individual. Depending on your country and how much you earn, you may have to register as self-employed for tax purposes.
  • Expensive equipment. A recent phone with a good camera and natural light are enough to start.
  • To show your face. Your face is only used for verification, and you can run your page without ever showing it. There are ideas in making money on OnlyFans without showing your face.

Quick checklist before you apply

  • You’re 18 or older and have a valid photo ID in good condition.
  • You know your details exactly as they appear on it.
  • You have a bank account in your name and know what it charges to receive international payments.
  • In the US, you have your SSN or an EIN ready for the W-9.
  • You have an email, and social accounts under your stage name if you want to stay private.
  • You’ve planned your first few weeks of content and a starting price.

If you’d like help setting up your account properly from day one, OF Agencia reviews your profile within 72 hours at most, with no upfront fee, and you can talk it through with us on a 1:1 video call.